[moneydance] Envelope Budgeting/Category Balances...

[Graham Borland]

Stephan Cox wrote:
> 
> I don't really use any of the reporting features any more, since I
> have started using the envelope method. That's kind of the
> interesting side effect of the envelope method. You plan out where
> your money is going to go in advance, instead of trying to figure out
> where your money went to in hindsight.  It kind of forces you to stay
> on top of where your money is going.  The main reason I used the
> budget reports previously was to make sure I wasn't going over a
> budgeted amount. Now I know instantly, so no more need for the
> report.

Precisely. That's why I'm happy to use Income categories for the 
envelopes; it screws up the reports, but you don't *need* reports any 
more. You have your spending planned in advance, and if you need to know 
how much is available you just look at the category balance.

-- 
Graham Borland
graham at moonbog.net