[moneydance] Budget manager questions

[Don]

I'm trying to figure out how to best use the budget manager.  I read the 
online instructions, but it's still not obvious to me, so I have some 
questions: (Note - Starting path is: Tools -> Budget Manager -> New)

1. What is the intent of a given budget plan?  The manager supports up 
to ten plans, so it must not be a monthly thing.  Is it a plan for the 
entire account or ......?

2. Pressing the "Calculate" button offers some options.  If I enter a 
date from a future month, the totals at the bottom right are zero.  A 
future date from this month gives low numbers, a past date from any past 
month gives a high number.  What is the purpose of the "Effective On" entry?

3. When calculating, the "Effective On" date ends up in the "Start Date" 
column.  Does "Effective On" equal "Start Date"?

4. What should be the "Effective On" date for the budget plan?  Should 
this be a future date, or match the first date of the selected "Date" 
field, or today, or the first date of some month, or ....?

5. Pressing the "Calculate" button results in the amount field being 
populated.  It looks like the amount values are based upon past 
payments, averaged over the selected "Date" period, for a period 
(monthly, yearly, etc).  Is this correct?

6. What is the intended purpose of the "End Date" column.  Is it a 
monthly payment, or approximate payment time, or ....?

7. Is the "End Date" field meant for one-time or recurring payments?.  
If recurring, what time span should it cover?

8. The calculate function results in values populated in the "Amount" 
column.  It seems to search every account for every transactions, in 
every category, for the specified time period.  Is this correct?

Well, that's probably enough for today.  Thanks for the help!

Don