[moneydance] more 2007 beta budget questions

[Don Zickus]

Enjoying the new beta, seems to work great.

However, I am trying to understand how to handle a couple of the new
ideas in the budget part of the beta.

I guess one of my biggest things is that about 10% of money falls
outside of my 'budgeted' list of items.  With the current moneydance,
I can easily see what those are in the 'misc' section when I display
my budget for the month.

However, with the current betas I can not.  This gives me the jitters.
 For example say I went to a friend's wedding and spent $500.  This is
not something I budget for but I would still like to keep this under a
wedding expense category just to track how much I spend a year on
weddings.  Not including the wedding expense, say my income for the
month was $1000 and my expenses were $800.  With the current beta
setup, this would show I saved $200 for the month, when in reality I
overspent $300 for the month.

This misleading information can easily get people in trouble.  Is
there any way to put that type of 'misc' tracking back in?  Or do
people have tips on how to handle these situations better with the new
betas?

Along the same lines, but I guess this also applies to the current
stable moneydance, is 401K stuff.  I attempted to take advice from the
mailing list and turn my paycheck into a bi-monthly transaction.  It
seems to work out great, except for the budgeting.  For example, say I
put $200/month into my 401K.  If I start out with $1000 gross pay, all
the taxes and insurance stuff can be filed with expense categories,
which show up in the budget.  However it seems the 401K transaction
just shows up as an account transfer of money (which is fine) and
purchase of the shares with no expense category attached to it (which
isn't fine).  This leads to the budget showing an extra $200 of
unspent money for the month.  Again misleading.
Is there a better way to do this or to convert that stock purchase
into an expense?

Thanks for any help in advance!

Cheers,
Don