[moneydance] Fw: Envelope budgeting

[Roz Wild]

----- Original Message ----- 
From: "Graham Borland" <graham at moonbog.net>
To: "General discussion related to Moneydance" 
<moneydance-info at moneydance.com>
Sent: Monday, December 10, 2007 11:26 AM
Subject: Re: [moneydance] Fw: Envelope budgeting


> Roz Wild wrote:
>> Note that this approach cannot be used if you still wish to use reports 
>> and
>> charts in Moneydance. I think it might be a good idea if the wiki page 
>> made
>> this clear. I also found it difficult to keep track of which column 
>> things
>> should be entered in.
>
> I quite agree, it's awkward. Doing transfers from one envelope to
> another means you put the amount in the opposite column from the one you
> think it should be. I get confused by this every time.
>
> All that would be needed to make it work seamlessly and intuitively
> would be:
>
> 1a. Allow categories to be listed on the home page, c.f. bank accounts,
> so you can see envelope balances alongside your physical bank balances.
>
> OR
>
> 1b. Update the "Edit Categories" window so that negative balances are
> drawn in red. (And zero balances are drawn in light grey?)
>
>
> 2. Amend the way Expense categories work, or provide a new "Envelope"
> type of category, so that they show a positive balance when funds are
> available to spend (as Income categories currently do) but which work as
> Expenses for graph/report purposes.
>
>
> I believe these two simple changes would provide all that we need for
> genuine envelope budgeting support with no confusion or difficulty.
>
>
> -- 
> Graham Borland
> graham at moonbog.net
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>
>
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