[moneydance] Severe Bank of America bill pay problems

[Larry Alkoff]

I found out it's possible to change the BofA online ID online at their 
web site - so I did just that with a mixture of letters and numbers.

How do I tell Moneydance?  There is one file with the old online ID 
number in it which I could easily edit but I really don't think MD knows 
about the file or subdirectory it's in.

I'm very relieved to feel that the solution is finally near.  It's hard 
to believe that all the people I spoke to at the bank never mentioned 
changing the online ID - only the password.  But it makes perfect sense 
that, if they require mixed numbers and letters on one that they would 
require it on both.

Larry


Larry Alkoff wrote:
> David this is really good news that changing the online ID will fix the 
> problem.
> 
> How did you change your online ID for BofA?
> Mine is also all numbers and I'd be happy to change it.
> 
> Did you do it from MD or BofA?
> If from BofA, over the phone, at the branch or at the online banking site?
> 
> I _think_ it's possible to do at a branch and will do so if it can't be 
> done some other way.
> 
> Larry
> 
> 
> 
> 
> David Schuetz wrote:
>>> I'll give them a call soon and report back.
>> Okay.  I won't go into details about the start of my call to BoA,  
>> except to say that:
>>
>> 1) I *HATE* phone-menu systems that want me to speak to them,
>> 2) I really hate it when they try to sound human and say things like  
>> "Okay, let's try this" or "hmm, I didn't get that", and
>> 3) I definitely hate it when they ask unanswerable questions, like  
>> "Is your credit card your only bank of america account?" when I don't  
>> *have* a BoA credit card
>>
>> Anyway, that aside, after probably cumulative 20 minutes on hold,  
>> fighting menus, and calling a 2nd time after an automated transfer  
>> didn't work, I managed to talk to two humans.
>>
>> The first one said there's some kind of current problem they're  
>> working through.  I eventually said some magic word and he realized I  
>> was dealing with an application, not the web, and he transferred me.   
>> This is where most of the hold happened.
>>
>> The next person I spoke with was much more helpful.  I explained my  
>> situation, and at some point actually owned up to using something  
>> other than Quicken "but it uses the same functionality, OFX, as  
>> Quicken."  She stumbled a little bit, but carried right on, and  
>> helped me out anyway.
>>
>> Turns out that they've recently changed the requirements for online  
>> IDs (the "username" part of it).  It used to be numeric only, but now  
>> they've disallowed 100% numeric IDs.  They made that switch some  
>> months ago, but only recently did they begin enforcing it (she wasn't  
>> sure how exactly how recently).  So, she suggested I change my online  
>> ID, change it in my app ("however you'd do it in that app") and try  
>> again.
>>
>> I did that, and downloaded transactions from both checking and savings.
>>
>> The real trick will come in a few days, when I've actually got  
>> something new to download, and when I've  got new bills to pay (the  
>> way they pile up, I'm sure that'll be tomorrow or the next day :( ).
>>
>>
>> So you might give that a shot, if your account ID is all numbers.
>>
>>
>> Would've been so much easier if the Techs I was exchanging email with  
>> a couple weeks back were this clueful.
>>
>>
>> david.
>>
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>>
> 
> 


-- 
Larry Alkoff N2LA - Austin TX
Using Thunderbird on Linux